Tax planning and preparation
We prepare your income tax returns and provide you with professional advice year round. We will teach you techniques to reduce your taxes, keeping in mind that tax savings each year is an easy way to help offset our fee.
In the event of a tax audit, we will be there to assist and represent you. In most cases, you won't have to be present at the audit.
We review your previous years returns looking for possible mistakes and amending them to get refunds.
We conduct tax-planning sessions during the year to minimize taxes and project results so there won't be any surprises when your return is filed.
We help you identify what you want to accomplish this year and where you want to be 5 years from now.
We thoroughly review and make recommendations for retirement savings, financial independence, cash flow, education, real estate decisions, mortgage and debt management, stock options, pension plan options, IRA's, starting a small business, etc.
Working with insurance professionals, we educate you to make the right choices regarding life, health, disability, long-term care, automobile, and homeowners insurance, while coordinating coverage with your employee benefits.
You will be guided through the process of deciding how your family is taken care of and how you want your assets divided. The focus is on simplicity for your heirs, avoiding probate, and reducing estate taxes.
Are your present investments appropriate for your risk tolerance? Tax bracket? Long-term financial goals? Is your retirement plan - IRA, Keogh, 401K, 403B invested correctly? Are you investing tax efficiently?
We will show you how to diversify your assets to guard against market downturns. We will design an individualized portfolio to help you reach your financial goals and objectives.
Commission Free Investing
We will utilize no-load, low expense mutual funds and make specific recommendations for your portfolio. There will be no hidden sales charges or commissions. Our goal is to provide professional, unbiased investment advice.
Financial and Personal Coaching
Utilizing coaching skills acquired through Coach University and Corporate Coach University, we help you establish financial and personal goals, clarify and focus on your vision for the future and identify your strengths. We then help you create a plan and coach you through its successful implementation.